MOORE WEALTH CONSULTING | CREDIT REVIEW CHECKLIST
[ ] Obtain reports directly from AnnualCreditReport.com or your existing provider.
[ ] Compare company name, account ownership, status, balance, payment history, and dates.
[ ] Separate a factual error from accurate negative information.
[ ] Research unfamiliar inquiries; no open account does not itself prove no permissible purpose.
[ ] Gather statements, payment confirmations, correspondence, or other relevant evidence.
[ ] Write a precise explanation and requested correction for each error.
[ ] Verify every statement and the recipient's current submission requirements.
[ ] Send copies, keep originals, and record submission and receipt dates.
[ ] Read the response before deciding on any further dispute.
[ ] Keep records privately. Never share passwords, full reports, or IDs with a GPT.
Tracking fields: recipient | account nickname/last four only | factual issue | sent | received | response | next action.
No purchase or monitoring subscription required. Educational use only; no guaranteed outcome.